I have a 16 year old step son who is anxious to learn how to drive. Before I put him behind the wheel and add him to our policy, I want to gather some facts on how doing so will affect our (my husband & my) clean records. Will his low gpa (grade point average) be a reflection on the policy as a whole? How will any violations he has impact our records and credit ratings? My husband and I are planning on building a house in a year or so and would like to know specifically what kind of risks we are assuming – insurance rating, credit rating and otherwise – so that we don’t jeopardize are own hard work because of his negligence! Thanks!
Asked by:twofish
I was looking to buy a house and all 3 insurance companies that I got a quote from asked me how many corners it had. why do they ask this?
Asked by:stevelonelyguy74
Hi
Im thinking about using my insurance to repair water damaged area at my current house, would this increase my house insurance cost, if i moved to a new house. Or would the insurance be only high if i use the same insurance provider?
Asked by:Aero N
We’re buying our first house & our mortgage guy estimated our costs for house insurance should be $400-500. We’ve gotten two estimates & they were $730 & $775. What could be driving up the costs that none of us expected?
The home was built in 1920, has wood siding, & is in city limits (near hydrants). The only other factors I can think that may raise the price are the fact that the fire station is on the other side of the rail road tracks, the fact the home is situated on a State Route/high traffic road, & close to a bar… Or is there somthing more?
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Boiler is finished and emerson heater needs replaceing .
Can I claim off house insurance for work to be done.
Asked by:fcwoods99@btopenworld.com
Hurricane Ike recently came and destroyed my fence and damaged my roof. The insurance company sent a check to me and countrywide ( my mortgage company ) but now i am planning to sell my house as is or give it back to the mortgage company because i cant stand that high crime rate area anymore. Can i just keep the money that the insurance sent me to fix the house and fence? or do i have to give it back?
Asked by:douggystyle06
A person threw rock at my back window and it’s roughly 6 foot by 3 foot. The rock shattered my entire window. The insurance will cover it, but how much will the rates go up?
Asked by:David
If a window leaks, and the warranty is over, does regular house insurance COVER the damages caused by the leaking window?…as in hardwood floor damage caused by the leak?
Asked by:Cindy
We had a house fire that was declared accidental by the fire marshal but the insurance investigator said it wasnt. So they refused to pay out. How long do i have to file a lawsuit against them? This is in the state of Ohio.
Asked by:hdhoney03
My realtor said I had to pay for house insurance one yr in advance, which on the closing day I did. But when I get my mortgage payment stub, on the Escrow account it says part of the payment will go to house insurance, why is that? Am i paying twice for it?
Asked by:Al
