Home Insurance Guide
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This digital document is an article from Family Practice News, published by International Medical News Group on November 1, 2007. The length of the article is 601 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available immediately after purchase. You can view it with any web browser.
Product Description
This digital document is an article from National Underwriter Property & Casualty-Risk & Benefits Management, published by The National Underwriter Company on May 15, 1995. The length of the article is 1278 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
> > Can a family man with Salary RM3,000 survive in
> > Malaysia
> >
> > Let’s do some simple calculations here.
> >
> > In Malaysia , the average family income is RM3,000
> > /month
> > (where father works, mother doesn’t).
> >
> > I understand there are many families whose
> > monthly income does not reach RM3,000,
> > but, to make things simple,
> > let’s take RM3,000 as the figure. Ok lah, right?
> >
> > Okay, let’s start rolling with a family which has
> > Papa, Mama, 1 daughter and 1 son. Ngam-ngam ….
> >
> > Calculation starts…
> >
> > Electricity and water bill: RM100
> > (No air-con, No home theatre, No water heater …
> > ok?)
> >
> > Phone bill ( Telekom): RM100
> >
> > Meals for a happy family: RM775
> > (3 meals on RM25/day, RM25 for 4 persons…?)
> >
> > Papa makan / teh-tarik during working hrs: RM155
> > (RM5/day, RM5 … can eat what?)
> >
> > Car repayment: RM400
> > (A proton saga aeroback, 7 yrs repayment)
> >
> > Petrol (living in city, traffic-jam): RM300
> > (go to work, bring son to school,
> > only can afford one car running)
> >
> > Insurance: RM650
> > (kids, wife and myself)
> >
> > House repayment: RM750
> > (low cost housing repayment for 30 yrs,
> > retired still have to work to pay!)
> >
> > Tuition: RM80
> > (got that cheap meh? i don’t think so)
> >
> > Older children pocket money @ school: RM20
> > (RM1/day, eat bread?)
> >
> > School fees: RM30
> > (enough ah?)
> >
> > School books and etc: RM100
> > (always got extra to pay in school)
> >
> > Younger children milk powder:
> > RM50
> > (cannot have the DHA, BHA, PHA one, expensive)
> >
> > Miscellaneous: RM100
> > (shampoo, rice, sauce, toilet paper)
> >
> > Oh wait!!! I have to stop here, so…
> > No Astro,
> > no movie @ cinema,
> > no DVD,
> > no CD,
> > no online,
> > cannot KFC,
> > cannot McDonald,
> > cannot go Park walk during weekend (petrol
> > expensive),
> > no chit chat on phone with grandparents, and etc…
> >
> > Let’s use a calculator to total up… WALAO EH!
> > Shit! RM3,610 already…
> >
> > EPF belum potong, income tax lagi……..oledi
> > RM3,610 ….
> >
> > How to survive lah tuan-tuan dan puan-puan sekalian
> > ???
> >
> > Our Deputy Prime Minister asked us to change
> > lifestyle?
> >
> > How to change? Don’t eat? Don’t work? Don’t send
> > children to school and
> > study?
> >
> > Besides that, I believe in Malaysia population,
> > there are millions of
> > rakyat Malaysia which still don’t earn
> > RM3,000/month!!!
> >
> > What is this? Inilah Malaysia Boleh… Sorry… it
> > should be Malaysians
> > Boleh , because we’re still alive and kicking!!
> >
> > Our politicians must be mad!!!!
BESOK NANTI HARGA PETROL & TOLL NAIK LAGI
I mean by Family Man not family many..typo error
Daniel:- i ll try your way if tak boleh cari makan.
GIGI:- i think many ppl post this before. i m worry about next yr.
Butterfly:- refresh course hehe…
Yuna:- u are right but both of us work pun tak sampai RM 10K 
Let’s do some simple calculations here.
In Malaysia , the average family income is RM3,000 /month
(where father works, mother doesn’t).
I understand there are many families whose
monthly income does not reach RM3,000,
but, to make things simple,
let’s take RM3,000 as the figure. Ok lah, right?
Okay, let’s start rolling with a family which has
Papa, Mama, 1 daughter and 1 son. Ngam-ngam ….
Product Description
This digital document is an article from Family Practice News, published by International Medical News Group on September 1, 2003. The length of the article is 891 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.
