House Insurance Comparison

I want to know how representatives and senators voted to allow the companies to increase the price of house insurances

My wife and I own a house and are trying to obtain a new Homeowners insurance policy. You see, we’ve lived here for 2 yrs and were robbed 2x in the first 13 months…We since installed a GOOD alarm system, put security doors up and haven’t had any problems. It’s not a bad neighborhood perse, maybe just bad luck, living on a corner and such.
Our Insurance is “non-renewing” our policy and we’re trying to find a new one, but it’s tough as you can probably guess. It’s REALLY PISSING me off, as this is not our fault, we make sufficient income, have EXCELLENT credit (I know this means little to insurance), but are currently working with the company that handles our car insurance. They tried one place and were told no and are currently looking into another.
What happens if we aren’t able to find anything, at least right away? I believe that our mortgage company says that we need insurance (states on contract). We only have about a week to find something, otherwise…
Advice?
I know some of you would say to move, but that’s out of the question. House prices are down right now, so we’re going to ride it out. What we need to know, is what we should do RIGHT now, or what our options are. I seriously don’t know why the mortgage company needs to get involved, as it has nothing to do with that… We’re responsible, college graduate young couple with their first house. What a lousy experience this has been.
Thanks for all of the advice. Yes, its down to the wire now. Hopefully the agent is able to find something by Monday, otherwise I’m going to another local guy. We only have ONE WEEK left to find something.
I live in CA and to answer the last poster’s question, my driving record is clean (13 yrs). This is all a big nightmare.

I came home today to find 6 cop cars outside my house to be thrown to the ground then questioned for 3 hours. They had ransacked my house, broke down the door, and shot tear gas through the windows. Will my insurance cover this if I did not know he was selling drugs.

I bought my house in June of last year and the owner told me that he would transfer the flood policy to me. In July, only one month later, the house flooded. The way the house was bought, he transferred the deed outright, making me the owner, and had me sign a promissory note for the payments because he was financing it to me. Well when the house flooded he decided (maybe his daughters, he is older and failing in health and his daughters are greedy) that they would NOT sign the policy over. Well the insurance was aware that I now owned the house because of my previous contact with them…and they ended up paying HIM the insurance policy. Who is at fault here? Him for insurance fraud, or the insurance company for paying someone who didn’t own the house? What should my course of action be? I now have a house that I have gutted of all of the sheet rock and insulation and no money to fix it! Also found out that he did not replace things properly from when it flooded ten years ago and lied about its condition….help!

Today I had my handbag stolen with my ipod and camera inside. I have reported it to the police, but do you get stolen items, (or the money equivalents) on your house insurance?

When looking to take out UK house cover the cheapest premiums are generally to be found online. The quickest way of gathering together several policies to compare is with a specialist broker. They will do the hard work for you and you can then take your time and check out what each policy has to offer.

There are two forms of UK house cover you can choose to take out. These can be taken as separate policies or you are sometimes able to get both together cheaper from the same insurance company. Buildings insurance has to be taken out if you take on a mortgage, although you do not have to take it alongside the mortgage and can shop for it independently. Home contents cover is your choice as this would replace the contents in the home.

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Sorry I meant the car wasnt insured-only bought it and was waiting to see old car before i transferred insurance!also am i liable if the car is in an accident or damages property?

I have purchased offplan a new house.
Now the roof and walls are on. The mortgage people want me to take out buildings insurance at this stage.

I cannot find any company or broker who take this on.

My Mother-in-Law (88 years old) lived by herself with care givers coming in taking care of her from when she woke up until she went to bed. She had a stroke last week, is still alive but not expected to fully recover (nursing home the next step). My wife and I are reviewing her finances and checkbook and don’t see any payments for house insurance. We are concerned she may have let it lapse. How can we do a search to determine if she has a policy? If she doesn’t I want to get an insurance policy ASAP as the house is paid for and will fund her stay in a nursing home.

You can save a fortune by building your own house.

If you do not want to go into debt, you can sometimes build on the installment plan instead of paying for it that way.

With a kitchen, bedroom, bath, and one other small room, many families can be quite comfortable; then as funds become available, the rest of the house can be built.

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