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Product Description
This is an examination of ways in which older owner-occupiers who are retired or approaching retirement can make their homes more comfortable and easier to manage. Advice is offered on such topics as repairs and maintenance, heating and insulation, home security and alarm systems. Information is also given on the adaptation of homes to cope with the needs of disabled residents and how such work can be financed. The book carries details of the reforms of the home imp… More >>
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You can spend a fortune on your home only to see it damaged or destroyed by a freak of nature or another type of accident. Fortunately, these types of eventualities that could cost a great deal of money can be guarded against with little bother. For your house, there are natural threats which need to be guarded against as well as the dangers that originate from other people, like acts of burglary or arson. Homeowners insurance can help offset these problems where an agreement is made between the homeowner and the insurance company to pay for replacements providing a set amount called a premium is paid regularly.
House insurance can help protect against many eventualities like arson, flooding, vandalism and burglary as well as the more mundane things like the freezer breaking and spoiling all the food it holds. Most policies have a deductible but considering the amount of money that may actually be paid out in the event of a major catastrophe then this amount is normally quite small in comparison.
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